Refinance your home in the Twin Cities, MN

Refinancing your house is a big decision. There are many factors you need to consider before refinancing your home: How long do you plan to stay in your home? What are interest rates currently at? Will you actually save money by refinancing?

In order to refinance your home in the Twin Cities, MN, you need to look at the whole picture and all that will be affected. That is where First Independent Bank’s loan officers can help you with experienced advice on whether or not refinancing your home is a good idea. First Independent Bank’s Mortgage Loan Officers are seasoned professionals who will ask the right questions and listen to your concerns. We are big enough to have the resources to meet your needs and small enough to take the time to know you and your situation. 

Potential Benefits of Refinancing your Twin Cities Home

  • Extend the payment period on your mortgage thus lowering your monthly payments
  • Expedite removing your mortgage insurance
  • Lower your interest rate on the mortgage
  • Shorten your mortgage’s term (15 year as opposed to 30 year loan)
  • Consolidate other high interest debt (credit cards, lines of credit, personal loans, 2nd mortgage, etc.)
  • Change banking relationship

First Independent Bank, Twin Cities, MN experts.

Make First Independent Bank your choice for all your banking needs. 

The Twin Cities of Minnesota is close to us and we know the people who live and work here. From individuals, to families, to farms, to businesses, First Independent Bank exists to be a thriving independent community bank serving our customers, employees and local communities. As your local area experts, we are able to look out for your best interests and provide access to the financial solutions you need. 

First Independent Bank’s newest location is on the eastern edge of Marshall, MN at the junction of state highways 19 and 23.

Minneapolis and Saint Paul, MN

Minneapolis and St. Paul have a lot to offer homeowners. From fishing and boating to enjoying the many different venues available a person is never lacking for something to do. The Twin Cities have also maintained a stable and appreciating housing market over their history.

Minneapolis is Minnesota’s largest city Minneapolis and is also home to the stadiums of the Minnesota Timberwolves, Minnesota Twins, and the Minnesota Vikings. In essence, Minneapolis is the cultural and entertainment hub for the state of Minnesota.

St. Paul is Minnesota’s Capital City, is ethnically diverse, and is home to the Minnesota State Fair (known as the Great Minnesota Get Together), the Minnesota Wild, and the St. Paul Saints.

The Twin Cities remains one of the best places to live in the country. Contact First Independent Bank today about refinancing your Minneapolis or St. Paul home. 

Twin Cities, MN Schools

There are many outstanding public and private school options in the Twin Cities. The largest public school district in the area is the Minneapolis Public School District serving over 35,000 students with an average student to teacher ratio of 14:1. No matter what educational experience you’re looking for, you can find it in the Minneapolis and Saint Paul areas.

The Twin Cities are also home to several colleges and universities including the University of Minnesota one of the most prestigious public research universities in the nation.

If you’re having trouble making your mortgage payments click this link..

First Independent Bank, A Leader in Mortgage Refinancing 

First Independent Bank is employee and family-owned Minnesota-based bank. We are Big enough to know business and small enough to know you. We pride ourselves on our refinancing expertise.

Lost or Stolen Card?




How Are We Doing?

Tell Us

Mortgages Made Simple

Our new online mortgage application makes buying and refinancing even easier.

Apply Now

We’re proud to feature our 2023 calendar contest winners.

10 Alyson Swanson October 1st place t

Alyson Swanson, 1st Place Winner, October

View All

fib logo vertical white 500 438

Big enough to know business. Small enough to know You.

Stay Connected: