Notice to Debit Card Customers! We are conducting a reissue of debit cards that feature an expiration date of 09/2024-04/2026 and numbers 600-601 in the third set of numbers. This proactive measure ensures your continued protection and seamless banking experience. Please be on the lookout for your new debit card arriving in the mail. Once received, activate it as soon as possible & stop using your old.

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Refinancing your home is a big decision. First Independent has experienced loan officers who will act as partners and advisers to help you navigate the process.

Should you refinance your Winthrop home?

There are a lot of factors to consider when looking at refinancing. How long do you have left to pay on your current mortgage? What is the rate? How long do you expect to stay in the area? Do you have other debts that are at a higher rate or longer term?

These are just some of the questions you need to ask when considering a refinance. 

Call a First Independent Bank Loan Officer today or submit an application to start the process.


We are more than happy to help. If after looking at the whole picture and running the numbers we see a benefit for you we will walk through the refinancing process with you. If it doesn’t make sense for you we will be happy to tell you that as well.

First Independent Bank, A Leader in Mortgage Refinancing 

First Independent Bank is employee and family-owned Minnesota-based bank. We are Big enough to know business and small enough to know you. We pride ourselves on our refinancing expertise.