Important Notice for First Independent Bank Debit Card Customers!

For your security, we are conducting a mass reissue of debit cards that feature an expiration date of 09/2024 thru 04/2026 and the numbers 600 or 601 in the third set of numbers. This proactive measure ensures your continued protection and seamless banking experience.  Please be on the lookout for your new debit card arriving in the mail within the next week. Once received, activate it as soon as possible and stop using your old card.

We appreciate your understanding and cooperation as we continually work to enhance your banking security.

If you have any questions or concerns, feel free to reach out to any First Independent Bank location or 507-823-4391.

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Refinancing your house is a big decision. There are many factors you need to consider before refinancing your home: How long do you plan to stay in your home? What are interest rates currently at? Will you actually save money by refinancing? 

In order to refinance your home in Mankato, MN, you need to look at the whole picture and all that will be affected. That is where First Independent Bank’s loan officers can help you with experienced advice on whether or not refinancing your home is a good idea. First Independent Bank’s Mortgage Loan Officers are seasoned professionals who will ask the right questions and listen to your concerns. We are big enough to have the resources to meet your needs and small enough to take the time to know you and your situation. 

Potential Benefits of Refinancing your Mankato Home

  • Extend the payment period on your mortgage thus lowering your monthly payments
  • Expedite removing your mortgage insurance
  • Lower your interest rate on the mortgage
  • Shorten your mortgage’s term (15 year as opposed to 30 year loan)
  • Consolidate other high interest debt (credit cards, lines of credit, personal loans, 2nd mortgage, etc.)
  • Change banking relationship


First Independent Bank, Mankato, MN Experts

Make First Independent Bank your choice for all your banking needs. 

Mankato, MN is our home turf and we know the people who live and work here. From individuals, to families, to farms, to businesses, First Independent Bank exists to be a thriving independent community bank serving our customers, employees and local communities. As your local area experts, we are able to look out for your best interests and provide access to the financial solutions you need. 

First Independent Bank is located on the eastern edge of Marshall, MN at the junction of state highways 19 and 23. We have had a new location and building since 2017.

Mankato, MN

Located at the junction of 3 different counties, Mankato falls right in south central MN. Steeped in history with Native Americans and the childhood home of Laura Ingalls Wilder being close by, Mankato has a lot to offer. Not only that, but there are countless parks and lakes nearby. With a great community and culture, there are plenty of things to do

Mankato is a growing community because of its reasonable cost of living, safe and charming neighborhoods, and friendly atmosphere. Whether you like to hunt, fish, hike, or just enjoy what the city has to offer, Mankato is a great destination for your house or cabin. 

Contact First Independent Bank today about refinancing your home in Mankato. 

Schools in Mankato, MN

Mankato Public School District is a highly rated school district and has been named one of the best places for athletes in Minnesota, one of the best places to teach, and one of the best school districts overall in MN. Mankato is also home to Minnesota State University, Mankato. 

If you’re having trouble making your mortgage payments click this link..

First Independent Bank, A Leader in Mortgage Refinancing 

First Independent Bank is employee and family-owned Minnesota-based bank. We are Big enough to know business and small enough to know you. We pride ourselves on our refinancing expertise.