Minnesota Consumer Loans

First Independent Bank offers a variety of personal and consumer loans for individuals and families across the state of Minnesota.

Whether it’s changing the way you recharge by purchasing some ATV’s for the family’s recreational time or changing the way you manage your life with a personal line of credit, our bankers and lending specialists make all the difference. Our fast approval, competitive rates, and variety of terms and services make First Independent Bank a trusted source for financing. 

Personal Loans to Fit Your Lifestyle

First Independent Bank partners with individuals and families to help them determine their individual needs and potential as they consider a personal loan. As we walk through the process, we'll review the variety of options with the terms and services of different financing solutions to determine the best solution to each financial need. 

We Finance:

  • Automobiles – New & Used
  • ATVs & Motorcycles
  • Campers
  • Trucks & Trailers
  • Boats, Motors & Trailers
  • Personal Loans (Signature Loans and Bridge Loans, Personal Needs Financing)
  • First Reserve (Overdraft Protection)
  • Automatic Transfer Line of Credit & Cushion Line of Credit

Talk to a Banker

Small Enough to Know You

Personal loans aren’t a one-size-fits-all solution. You need a bank, and a banker, that will work personally with you to make sure you’re getting the best lending solution for your situation. The consumer loans that First Independent Bank writes will cover new or used vehicles, campers and RV’s, trucks & trailers, ATVs and boats, as well as overdraft protection loans and personal and bridge loans to cover personal expenses. 

We have offices all over southern and central Minnesota, in Russell, Beardsley, Marshall, Wood Lake, Balaton, Lucan, and Ruthton.  


Do you have questions?

Our experienced banking teams are ready to help you get started. Stop in or Contact Us today.

Student Loans

First Independent Bank works with the iHelp Student Loan program to provide private student loans to fill the gap in college costs after all your federal loans, scholarships and grants are exhausted. It's the easiest, most cost-effective way to cover your education!

The program offers:

  • Competitive interest rates
  • No origination or repayment fees 
  • Flexible repayment options
  • Easy to apply and responsive customer service

NEW- iHelp Student Loans now offer Private Student Loan Consolidation for college graduates! Consolidating your Federal, Private and Parent Plus student loans into one fixed rate loan is a great way to reduce your monthly payments and simplify your life! 

iHELP Student Loan

Apply Now

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