Personal Lending

Whatever your lending needs may be, First Independent Bank is here with competitive rates, flexible terms, and financing solutions that fit your lifestyle. 

Minnesota Consumer Loans

Personal Loans | Automobile Loans | Used Car Loans

First Independent Bank provides personal loans and financing solutions for customers throughout southern and central Minnesota. We write both new and used vehicle loans, ATV loans, boat loans, camper loans, overdraft protection loans, and more. With fast approval and a variety of terms, we have offices all over southern and central Minnesota, in Russell, Beardsley, Marshall, Wood Lake, Balaton, Lucan, and Ruthton.  

We Finance:

  • Automobiles – New & Used
  • ATVs & Motorcycles
  • Campers
  • Trucks & Trailers
  • Boats, Motors & Trailers
  • Personal Loans (Signature Loans and Bridge Loans, Personal Needs Financing)
  • First Reserve (Overdraft Protection)
  • Automatic Transfer Line of Credit & Cushion Line of Credit

Do you have questions?

Our experienced banking teams are ready to help you get started. Stop in or Contact Us today.


Student Loans

First Independent Bank works with the iHelp Student Loan program to provide private student loans to fill the gap in college costs after all your federal loans, scholarships and grants are exhausted. It's the easiest, most cost-effective way to cover your education!

The program offers:

  • Competitive interest rates
  • No origination or repayment fees 
  • Flexible repayment options
  • Easy to apply and responsive customer service

NEW- iHelp Student Loans now offer Private Student Loan Consolidation for college graduates! Consolidating your Federal, Private and Parent Plus student loans into one fixed rate loan is a great way to reduce your monthly payments and simplify your life! 

Apply Now for an iHELP Student Loan!

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