Personal Checking Account Options
Personal checking with First Independent Bank is big enough to take care of business and small enough to take care of you.
Important Information About Procedures for Opening A New Account
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.
Apply Now
Re-Order Checks
Note that you must re-order from the company you originally placed your order with.
Harland Clarke
Bank A Count Corp.
Checking that works for you.
| |
First PLUS Checking Club
|
First Advantage Checking
|
Investment Checking
|
Business First Checking
|
Business First Advantage
|
| Minimum Average Balance |
none
|
none
|
$1,500
|
$1,000
|
$3,000
|
| Direct Deposit/Automatic Payment |
X
|
X
|
X
|
X
|
X
|
| VISA® ATM/Debit Card |
X
|
X
|
X
|
X
|
X
|
| No Fee ATMs |
X
|
X
|
X
|
X
|
X
|
| ATM Transactions |
X
|
X
|
X
|
X
|
X
|
| Free Wire Transfer Services |
X
|
X
|
X
|
X
|
X
|
| Interest Rates |
none
|
none
|
Tiered and accrued on a
daily balance
|
none
|
none
|
First Plus Club Checking
- Free or reduced cost checks
- Safe deposit credit
- Free money orders and cashier checks
- Free travel cards and reloads
- Free notary services
- Free photo copies
- No charge for wire transfers
- $10,000 accidental death insurance
- Prescription drug discount
- Credit card registration
- Up to 50% discount off hotels and motels
- $6.00 per month (Waived for those 55 and older with a minimum $2500 balance)
First Advantage Checking
- No minimum balance requirement
- Unlimited check writing
- Check images in monthly statement ($5.00 per month)
Investment Checking
- Higher balances earn higher interest rates
- Interest is accrued using the daily balance method and paid monthly
- Unlimited check writing
- Images of canceled checks returned with monthly statement
- $7.50 monthly maintenance fee if $1500 average balance is not maintained
Business First Checking
- For low volume transaction business accounts
- Check images in monthly statement (No Charge)
- $5.00 monthly maintenance plus $.10 per debit item if average balance is not maintained
Business First Advantage
- Checking For high volume transaction business accounts
- Check images in monthly statement (No Charge)
- $10.00 monthly fee if average balance is not maintained
- 100 checks paid per month; $.25 per check thereafter. 200 items deposited per month; $.15 per deposit thereafter
CHECKING/SAVINGS INTEREST RATES
CD/IRA INTEREST RATES
