Personal Checking

Personal checking with First Independent Bank is big enough to take care of business and small enough to take care of you. 

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Re-Order Checks

Checking that works for you.

 

First PLUS Checking Club

First Advantage Checking

Investment Checking

Business First Checking

Business First Advantage

Minimum Average Balance

none

none

$1,500

$1,000

$3,000

Direct Deposit/Automatic Payment

X

X

X

X

X

VISA® ATM/Debit Card

X

X

X

X

X

No Fee ATMs

X

X

X

X

X

ATM Transactions

X

X

X

X

X

Free Wire Transfer Services

X

X

X

X

X

Interest Rates

none

none

Tiered and accrued on a
daily balance

none

none

First Plus Club Checking

  • Free or reduced cost checks
  • Safe deposit credit
  • Free money orders and cashier checks
  • Free travel cards and reloads
  • Free notary services
  • Free photo copies
  • No charge for wire transfers
  • $10,000 accidental death insurance
  • Prescription drug discount
  • Credit card registration
  • Up to 50% discount off hotels and motels
  • $6.00 per month (Waived for those 55 and older with a minimum $2500 balance)

First Advantage Checking

  • No minimum balance requirement
  • Unlimited check writing
  • Check images in monthly statement ($5.00 per month)

Investment Checking

  • Higher balances earn higher interest rates
  • Interest is accrued using the daily balance method and paid monthly
  • Unlimited check writing
  • Images of canceled checks returned with monthly statement
  • $7.50 monthly maintenance fee if $1500 average balance is not maintained

Business First Checking

  • For low volume transaction business accounts
  • Check images in monthly statement (No Charge)
  • $5.00 monthly maintenance plus $.10 per debit item if average balance is not maintained

Business First Advantage

  • Checking For high volume transaction business accounts
  • Check images in monthly statement (No Charge)
  • $10.00 monthly fee if average balance is not maintained
  • 100 checks paid per month; $.25 per check thereafter. 200 items deposited per month; $.15 per deposit thereafter

CHECKING/SAVINGS RATES

CD/IRA RATES

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