Personal Checking Account Options
Personal checking with First Independent Bank is big enough to take care of business and small enough to take care of you.
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Re-Order Checks
Checking that works for you.
| |
First PLUS Checking Club
|
First Advantage Checking
|
Investment Checking
|
Business First Checking
|
Business First Advantage
|
| Minimum Average Balance |
none
|
none
|
$1,500
|
$1,000
|
$3,000
|
| Direct Deposit/Automatic Payment |
X
|
X
|
X
|
X
|
X
|
| VISA® ATM/Debit Card |
X
|
X
|
X
|
X
|
X
|
| No Fee ATMs |
X
|
X
|
X
|
X
|
X
|
| ATM Transactions |
X
|
X
|
X
|
X
|
X
|
| Free Wire Transfer Services |
X
|
X
|
X
|
X
|
X
|
| Interest Rates |
none
|
none
|
Tiered and accrued on a
daily balance
|
none
|
none
|
First Plus Club Checking
- Free or reduced cost checks
- Safe deposit credit
- Free money orders and cashier checks
- Free travel cards and reloads
- Free notary services
- Free photo copies
- No charge for wire transfers
- $10,000 accidental death insurance
- Prescription drug discount
- Credit card registration
- Up to 50% discount off hotels and motels
- $6.00 per month (Waived for those 55 and older with a minimum $2500 balance)
First Advantage Checking
- No minimum balance requirement
- Unlimited check writing
- Check images in monthly statement ($5.00 per month)
Investment Checking
- Higher balances earn higher interest rates
- Interest is accrued using the daily balance method and paid monthly
- Unlimited check writing
- Images of canceled checks returned with monthly statement
- $7.50 monthly maintenance fee if $1500 average balance is not maintained
Business First Checking
- For low volume transaction business accounts
- Check images in monthly statement (No Charge)
- $5.00 monthly maintenance plus $.10 per debit item if average balance is not maintained
Business First Advantage
- Checking For high volume transaction business accounts
- Check images in monthly statement (No Charge)
- $10.00 monthly fee if average balance is not maintained
- 100 checks paid per month; $.25 per check thereafter. 200 items deposited per month; $.15 per deposit thereafter
CHECKING/SAVINGS INTEREST RATES
CD/IRA INTEREST RATES
