A card that works like a check! 

  • No monthly or annual fee
  • Use it to get cash at an ATM
  • Make purchases at any merchant that accepts VISA
  • No transaction fee at Privileged Status and InBalance ATMs

  • Has your card been lost or stolen? 

    Look for the Privileged Status or InBalance Symbols on ATM machines to avoid surcharges. 
    Click here for a complete Privileged Status and InBalance location list.  
    Vacation time means fun...and potential fraud 
    Here are 5 simple ways to lower your risk. 
    The summer travel season is here, and thieves are just as ready as you are! While monitoring like Shazam's Falcon Fraud manager certainly helps us minimize your risk, it's always wise to be proactive in protecting yourself.  
    These simple steps can help safeguard your account while you travel.  
    1. Contact your financial institution before you leave 
        This is as much for your convenience as safety. If they're unaware you're                 traveling to Disney World, for example, they may freeze your account when a purchase is made there. Share as much detail as possible - dates, cities, how much you might spend, and how you can be reached.  
    2. Clean out your wallet 
        Carrying a lot of credit and debit cards on vacation only increases the likelihood that one of them will become lost or stolen. Take only what you need, and make sure your limits are high enough to cover all expenses.  
    3. Make a stop at the copy machine 
        Copy or scan the front and back of each card you plan to take. Be sure your account number and toll-free customer service number are legible (if you're traveling internationally, make sure you have appropriate phone numbers). Store the information somewhere other than where your card is, such as a hotel safe.  
    4. Keep an eye on your cards 
        Food servers and store clerks can steal card information easily with a skimming device, so don't let your cards out of sigh. If that's not possible, consider paying with cash. And remember, it's perfectly OK to let your instincts guide you. If something seems fishy, go somewhere else.  
    5. Check your balance frequently 
        Carefully monitoring your account is a great way to combat fraud. If your financial institution has Internet or mobile banking, take advantage of it by checking your balance several times each day. 

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