First Independent Bank offers a wide variety of consumer loan options to individuals and families in our communities. From financing your first big adult purchase to financing your forever home, our personalized and competitive loan options are ready to align with your lifestyle.
Please note that when you apply for a mortgage loan, your local lender will request your credit report from a CRA (Credit Reporting Agency), which in turn will trigger a hard inquiry on your record at each credit bureau according to the FCRA (Fair Credit Reporting Act). The credit bureaus can then sell your information to other lenders, letting them know you’re in the market for a new mortgage loan. This is a completely permissible practice supported by the FTC (Fair Trade Commission).
However, you do reserve the right to opt out of your information being shared with competitors who are not your trusted and local First Independent Bank lender. Start exploring the recommended options below.
Sign up for OptOut Prescreen to prevent credit bureaus from selling your information to other lenders who are not your trusted and local First Independent Bank lender. This will be effective for at least 5 years. After you sign up, it typically takes 5 business days to go into effect. Click the Sign Up for OptOut Prescreen button below to get started with this opt-out method.
Add your name and phone number(s) to the National DTC (Do Not Call) Registry to prevent unsolicited telemarketing calls. This will be effective permanently. After you register, it typically takes 31 business days to go into effect. Call 888-382-1222 or click the Register for the National DTC (Do Not Call) Registry button to get started with your preferred opt-out method.
Register with the DMA (Direct Marketing Association)’s Mail Preference Service to prevent unsolicited direct mail. There is a $2.00 processing fee associated with this opt-out method. The DMA (Direct Marketing Association) distributes the opt-out list quarterly, so the effective date typically varies. Click the Register with the DMA (Direct Marketing Association)’s Mail Preference Service button to get started with this opt-out method.
REGISTER WITH THE DMA (DIRECT MARKETING ASSOCIATION)’S MAIL PREFERENCE SERVICE
Finance your future expenses and needs with Personal Loans from First Independent Bank! Start exploring the wide variety of ways they can be used below.
To get started, you will need to apply for a loan at your local First Independent Bank branch or via our easy online application. Click the Apply for a Loan at Your Local Branch or Apply for a Loan Online button below to get started with your preferred application method.
Finance your first car or your family vehicle with Auto Loans from First Independent Bank! Options are available for new and used automobiles. Start exploring our wide variety of options below.
To get started, you will need to apply for a loan at your local First Independent Bank branch or via our easy online application. Click the Apply for a Loan at Your Local Branch or Apply for a Loan Online button below to get started with your preferred application method.
Finance year-round fun with Recreational Loans from First Independent Bank! Start exploring our wide variety of options below.
To get started, you will need to apply for a loan at your local First Independent Bank branch or via our easy online application. Click the Apply for a Loan at Your Local Branch or Apply for a Loan Online button below to get started with your preferred application method.
Finance your first home, transition between properties, or your forever home construction with First Independent Bank! Our mortgages are made for you, and we look forward to being your financing foundation. Start exploring our wide variety of options below.
To get started, you will need to apply for a loan at your local First Independent Bank branch or via our easy online application. Click the Apply for a Loan at Your Local Branch or Apply for a Loan Online button below to get started with your preferred application method.
We would be delighted to further assist you with any questions you may still have about Consumer Lending! Click the Contact Us button below to get in touch with a trusted team member at your local First Independent Bank!
FDIC-Insured - Backed by the full faith and credit of the U.S. Government