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CONSUMER LENDING

First Independent Bank offers a wide variety of consumer loan options to individuals and families in our communities. From financing your first big adult purchase to financing your forever home, our personalized and competitive loan options are ready to align with your lifestyle.

 


BIG ENOUGH TO KNOW BUSINESS. SMALL ENOUGH TO KNOW YOU.

OPT OUT OF MORTGAGE TRIGGER INFORMATION SHARING

Please note that when you apply for a mortgage loan, your local lender will request your credit report from a CRA (Credit Reporting Agency), which in turn will trigger a hard inquiry on your record at each credit bureau according to the FCRA (Fair Credit Reporting Act). The credit bureaus can then sell your information to other lenders, letting them know you’re in the market for a new mortgage loan. This is a completely permissible practice supported by the FTC (Fair Trade Commission).

However, you do reserve the right to opt out of your information being shared with competitors who are not your trusted and local First Independent Bank lender. Start exploring the recommended options below.

Sign up for OptOut Prescreen to prevent credit bureaus from selling your information to other lenders who are not your trusted and local First Independent Bank lender. This will be effective for at least 5 years. After you sign up, it typically takes 5 business days to go into effect. Click the Sign Up for OptOut Prescreen button below to get started with this opt-out method.

SIGN UP FOR OPTOUT PRESCREEN

Add your name and phone number(s) to the National DTC (Do Not Call) Registry to prevent unsolicited telemarketing calls. This will be effective permanently. After you register, it typically takes 31 business days to go into effect. Call 888-382-1222 or click the Register for the National DTC (Do Not Call) Registry button to get started with your preferred opt-out method.

CALL 888-382-1222

REGISTER FOR THE NATIONAL DTC (DO NOT CALL) REGISTRY

Register with the DMA (Direct Marketing Association)’s Mail Preference Service to prevent unsolicited direct mail. There is a $2.00 processing fee associated with this opt-out method. The DMA (Direct Marketing Association) distributes the opt-out list quarterly, so the effective date typically varies. Click the Register with the DMA (Direct Marketing Association)’s Mail Preference Service button to get started with this opt-out method.

REGISTER WITH THE DMA (DIRECT MARKETING ASSOCIATION)’S MAIL PREFERENCE SERVICE

 

 

CONSUMER LOAN OPTIONS

PERSONAL LOANS

Finance your future expenses and needs with Personal Loans from First Independent Bank! Start exploring the wide variety of ways they can be used below.

 

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DEBT CONSOLIDATION

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MEDICAL EXPENSES

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WEDDING COSTS

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TRAVEL COSTS

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FIRST RESERVE LINE OF CREDIT (OVERDRAFT PROTECTION)

GET STARTED WITH A LOAN APPLICATION

NEW CONSUMERS AND CURRENT CUSTOMERS

To get started, you will need to apply for a loan at your local First Independent Bank branch or via our easy online application. Click the Apply for a Loan at Your Local Branch or Apply for a Loan Online button below to get started with your preferred application method.

APPLY FOR A LOAN AT YOUR LOCAL BRANCH

APPLY FOR A LOAN ONLINE

AUTO LOANS

Finance your first car or your family vehicle with Auto Loans from First Independent Bank! Options are available for new and used automobiles. Start exploring our wide variety of options below.

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CAR LOANS

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MOTOR LOANS

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TRUCK LOANS

GET STARTED WITH A LOAN APPLICATION

NEW CONSUMERS AND CURRENT CUSTOMERS

To get started, you will need to apply for a loan at your local First Independent Bank branch or via our easy online application. Click the Apply for a Loan at Your Local Branch or Apply for a Loan Online button below to get started with your preferred application method.

APPLY FOR A LOAN AT YOUR LOCAL BRANCH

APPLY FOR A LOAN ONLINE

RECREATIONAL LOANS

Finance year-round fun with Recreational Loans from First Independent Bank! Start exploring our wide variety of options below.

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ATV LOANS

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BOAT LOANS

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CAMPER LOANS

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MOTOR LOANS

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MOTORCYCLE LOANS

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TRAILER LOANS

GET STARTED WITH A LOAN APPLICATION

NEW CONSUMERS AND CURRENT CUSTOMERS

To get started, you will need to apply for a loan at your local First Independent Bank branch or via our easy online application. Click the Apply for a Loan at Your Local Branch or Apply for a Loan Online button below to get started with your preferred application method.

APPLY FOR A LOAN AT YOUR LOCAL BRANCH

APPLY FOR A LOAN ONLINE

MORTGAGE LOANS

Finance your first home, transition between properties, or your forever home construction with First Independent Bank! Our mortgages are made for you, and we look forward to being your financing foundation. Start exploring our wide variety of options below.

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ADJUSTABLE-RATE LOANS

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BALLOON LOANS

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BRIDGE LOANS

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CONVENTIONAL LOANS

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CONSTRUCTION AND REMODEL LOANS

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FHA (FEDERAL HOUSING ADMINISTRATION) LOANS

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FIXED-RATE LOANS

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HELOC (HOME EQUITY LINE OF CREDIT) LOANS

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REFINANCING

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RESIDENTIAL DEVELOPMENT (LAND AND LOT) LOANS

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SECONDARY MARKET LOANS

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USDA RD (RURAL DEVELOPMENT) LOANS

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VA (VETERANS AFFAIRS) LOANS

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VACATION OR SECOND HOME LOANS

GET STARTED WITH A LOAN APPLICATION

NEW CONSUMERS AND CURRENT CUSTOMERS

To get started, you will need to apply for a loan at your local First Independent Bank branch or via our easy online application. Click the Apply for a Loan at Your Local Branch or Apply for a Loan Online button below to get started with your preferred application method.

APPLY FOR A LOAN AT YOUR LOCAL BRANCH

APPLY FOR A LOAN ONLINE

 
 

HAVE ADDITIONAL QUESTIONS?

We would be delighted to further assist you with any questions you may still have about Consumer Lending! Click the Contact Us button below to get in touch with a trusted team member at your local First Independent Bank!

 

CONTACT US