Business Lending

Whether you are expanding your operation or increasing your working capital or operating funds, First Independent Bank has business loans to meet your needs.

Minnesota Business Loans

Business Loans | Commercial Real Estate Loans | Agriculture Loans | Small Business Financing

First Independent’s experienced lenders can help you with your business lending needs. We offer sound advice and competitive interest rates for all types of businesses. Whether you're in Marshall, Minnesota or near one of our other branch offices...

Whether you're looking for an operating line of credit, you're purchasing a hotel, or you're starting a manufacturing operation...

Whatever you're building, we'll help you build it.


With our competitive rates, we offer a wide variety of business loans as well as a variety of agricultural solutions

  • Operating Loans: To cover the costs of day-to-day operations. 
  • Term Loans: To consolidate debt or to purchase inventory, machinery, or equipment.
  • Real Estate Loans: For long-term financing for land purchases, building expansion, improvements, or refinancing. 
  • Leasing: To acquire much needed equipment without absorbing disproportionate costs. 
  • First Reserve: To protect yourself from overdraft charges.
  • Guaranteed Loans: To secure capital for your business with little or no down payment.
  • Specialty Loans: Specifically for farmers and agricultural customers. Find out more here. 

Because of First Independent’s local decision making philosophy, you can feel confident the funds will be there when you need them. Our bankers are here to help you make the right decision for your business. 

Talk to one of our business banking specialists today to find the right financing solution for you. 

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