Business Checking

Keeping your farming and business operation moving ahead, our business checking services can meet your needs and keep you agile.

At First Independent Bank, businesses have the resources and support they need to make the right decisions. Business Checking with First Independent Bank puts the tools in your hands to manage your business and keep you moving. 

Apply Now

Re-Order Checks

 

First PLUS Club Checking

First Advantage Checking

Investment Checking

Business First Checking

Business First Advantage

Minimum Average Balance

none

none

$1,500

$1,000

$3,000

Direct Deposit/Automatic Payment

X

X

X

X

X

VISA® ATM/Debit Card

X

X

X

X

X

Free Money Orders

X

 

 

 

 
Free Notary Service

X

 

 

 

 
Free Wire Transfers X        
Interest Rates none none Tiered and accrued
on daily balance.
none none

 First Plus Club Checking

  • Free or reduced cost checks
  • Safe deposit credit
  • Free money orders and cashier checks
  • Free travel cards and reloads
  • Free notary services
  • Free photo copies
  • No charge for wire transfers
  • $10,000 accidental death insurance
  • Prescription drug discount
  • Credit card registration
  • Up to 50% discount off hotels and motels
  • $6.00 per month (Waived for those 55 and older with a minimum $2500 balance)

 First Advantage Checking

  • No minimum balance requirement
  • Unlimited check writing
  • Check images in monthly statement ($5.00 per month)

 Investment Checking

  • Higher balances earn higher interest rates
  • Interest is accrued using the daily balance method and paid monthly
  • Unlimited check writing
  • Images of canceled checks returned with monthly statement
  • $7.50 monthly maintenance fee if $1500 average balance is not maintained

Business First Checking

  • For low volume transaction business accounts
  • Check images in monthly statement (No Charge)
  • $5.00 monthly maintenance plus $.10 per debit item if average balance is not maintained

Business First Advantage Checking

  • For high volume transaction business accounts
  • Check images in monthly statement (No Charge)
  • $10.00 monthly fee if average balance is not maintained
  • 100 checks paid per month; $.25 per check thereafter. 200 items deposited per month; $.15 per deposit thereafter

CHECKING/SAVINGS RATES

CD/IRA RATES

 

Lost or Stolen Credit Card?

Report

How Are We Doing?

Tell Us

fib logo vertical white 500 438