Expanding your small business can help ensure you stay competitive and in business. Recent research found that 82 percent of small businesses fail due to lack of capital (cash flow), and 55 percent of small business owners cite cash flow as the number one challenge to growing their businesses.
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Summer is almost here and many people are ready to get out and enjoy a relaxing summer vacation this year. If you haven’t planned a trip yet, we’ve got some last-minute family vacation ideas that can fit many budgets.
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At First Independent Bank, we focus on providing the very best tools and resources to our members. Whether you're exploring options or expanding your business operations, our suite of business loans, financial services, and professional expertise can help your small business reach its goals.
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If you’re ready to plan your next adventure, we’d like to help! At First Independent Bank, we have helped countless people enjoy their leisure time by providing recreational loans. Our recreational loans are designed to help you and your family get the most of your time off without “breaking the bank.”
Read more ...Opening a savings account for your child is one of the best ways to introduce them to the concept of saving at an early age. It’s a skill they will use throughout their life, so teaching them about money and financial literacy at an early age has many benefits.
Read more ...Livestock is an integral part of the Minnesota agricultural economy. Hogs are Minnesota’s top-producing livestock commodity, we are second in the nation for the number of bison producers, and we lead the nation in turkey production.
Read more ...At First Independent Bank, you may know our tagline, “Big Enough to Know Business. Small Enough to Know You.” But what do we mean by that, exactly? To us, it speaks to the many benefits of working with a local community bank. Here’s how those benefits translate for our customers.
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We’re still fresh into the new year, and if you’re like many people, you have some financial goals. One financial goal that many people start with in the new year is to create and stick to a budget. Budgeting can help you achieve the goals you’re working toward. It’s getting out of debt, saving for retirement, or just trying to keep your grocery bill from getting out of hand. Budgets can help you reign in your spending and gain control of your financial life.
Read more ...After 38 years, on January 27th, 2021, the Board of First Independent Bank elected as President someone other than Duke Pogatchnik.
Read more ...Kathy Neels and Thomas Koerber were named as Directors of First Independent Bank at its annual board meeting held on January 27, 2021.
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