Blog
6 Ways to Protect Yourself from Coronavirus Scams
In times of crisis, the helpers always show up. People who risk their lives to help others in any way they can. We are so thankful for all the essential workers who are currently doing just that as the COVID-19 situation continues to develop.
Coronavirus: Some Advice to Ag Professionals
People who work in the Ag business are already some of the hardest working people in our country. Early mornings. Late nights. You’re managing a business, working with your hands, thinking financially, working strategically. In all of it, you are also at risk in this season of quarantine.
Tips for Managing Your Money During Coronavirus
While we are currently in the middle of a health crisis with the novel coronavirus, we’re also experiencing an economic downturn of historic proportions.
Coronavirus Scams to Look Out For
Livestock Financing from First Independent Bank
Don’t Fall for Money Mule Scams!
A “money mule” scam is when someone is recruited to move money for a scammer by transferring stolen funds from one account to another. Usually the “mule” has no idea he or she is aiding in theft and simply thinks they’ve fallen on an online opportunity to make some extra money.
Teaching Your Kids the Language of Money
One of the greatest ways to train your kids for the life that awaits them is by finding practical, even fun, ways to demonstrate the real world to them. As a parent, you have the chance to give them the tools they’ll need to manage money. It just takes time and opportunity. There’s no minimum amount of money your child needs to start. It’s simply about building the habits, developing the discipline, and teaching the language.
Refinancing Your Home? The Questions to Ask
As a homeowner, you’re frequently given opportunities to refinance your home. Sometimes a simple inquiry online leads to an onslaught of communication from mortgage lenders you've never heard of. But the decision can be a hard one to make, and it’s based on more than interest rates.
Farm Land Purchasing with First Independent Bank
Whether just starting your farming operation or expanding it, our Ag lending experts from First Independent Bank partner with farmers across Minnesota to help them buy farm land. By walking with them to find and finance farm land, our lending team is giving farmers a financial advocate who understands the farming business and is invested in helping them succeed.
A New Year with First Independent Bank
At First Independent Bank, our doors first opened in the early 1900’s. Since then, our branches have expanded across the state and we’ve been able to impact thousands of Minnesota families. We have branches throughout Minnesota that work with local families, local business owners, and local farmers.
First Independent Bank: A Key Partner for Your Ag Operation
The more strategic you are with your financing, the more profitable you’ll be in your Ag operation. By working with First Independent Bank, farmers have access to the most competitive financing solutions available, with terms and conditions that work with their budgets and on their timelines. They’ll also be partnered with a bank that has been supporting local Ag operations for more than a century.
Dairy Loans from First Independent Bank
More than 75% of the dairy farms in the United States are family owned and operated. This means that, for most dairy farmers, the people doing the heavy lifting are the same people managing the facility, buying animals, maintaining the operation, and strategically planning for the future. First Independent Bank partners with dairy farms to make the work easier.
Debt Consolidation Loans with First Independent Bank
At First Independent Bank, we are committed to working with people throughout Minnesota in whatever situation they’re in. It’s why we do what we do. We’re helping you make life easier with our services and products. Our customers rely on our lending experts to help them find the tools, support, and resources they need for the improvements they’re looking to make in life.
First Independent Bank: Banking is Personal
That’s a statement that points to the opportunities that customers have to work with a bank with the tools they need to make success possible, and the expertise they need to make the right decisions at each crossroads. It's also a statement of the value of having a personal banker.
First Independent Bank: Lending Expertise for Any Season of Life
Sometimes that means we’re helping a couple save for college for their children or for some other major expense that is just around the corner. Sometimes it means we’re helping them build out an investment portfolio that plans for the future or an HSA that takes care of coming medical costs.
First Independent Bank: Minding Your Business
Our loan officers and lending professionals are committed to the success of your business, whether that means helping you manage your operation or equipping you to expand it. From facility acquisition and equipment purchasing to merchant services and business checking, First Independent Bank makes running a business easier.
Personal Loans from First Independent Bank
Personal loans give you the freedom to relax. They take the pressure off of the day-to-day and give you room for new opportunities and more flexibility.
Commercial Loans from First Independent Bank
Whether you’re starting a business or expanding one, the commercial loan team at First Independent Bank is able to partner with you to make things happen. Our lending experts have been working with business owners and entrepreneurs for more than a century, bringing them lending solutions that work with their businesses, with their budgets, and with their timelines.
We’re providing financing for operations, equipment, and facilities throughout the region, helping local business and building local economies.
Hog Farming and Pig Production Loans from First Independent Bank
Minnesota is one of three states where hog production is most concentrated (Iowa and North Carolina are the others). From large, long-running farms to new operations that are just getting started, the state of Minnesota is where the hog farming business is one of the places with strong economic activity.
This type of specialized farming business needs specialized attention. Hog farming operations are unique, facing specific challenges that others don’t have. From housing pigs and the various operational challenges that go with it to the high costs of production, hog farmers need a partner in their business…one who can help them take the right steps forward.
Minnesota Ag Lending
At First Independent Bank, we are equipped to help Minnesota farming and agriculture operations succeed with lending solutions that work for them. Our lending experts know farming. They are committed to local Ag business and can help farmers throughout our state make the right decisions about a loan for their operation. Whether it’s time to expand your farming operation or if you’re updating equipment or facilities, Ag Lending from First Independent Bank comes with expertise and service you can depend on.
Manage Your Debt!
Some people feel the pinch of financial stress 24 hours a day, worrying about keeping up with the many demands on their wallets and their bank accounts. And in a culture where most people are managing at least some debt, First Independent Bank wants to help people discover and enact strategies for debt reduction. Less debt means more opportunities. But before that happens, most need to delineate between good debt and bad debt.