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First Independent Bank’s Online and Mobile Banking systems will be undergoing some exciting changes this week. These changes will bring new tools and functions to our Online and Mobile Banking platforms, giving our customers access to new tools and a smoother banking experience.

Banking is not always top of mind for individuals and businesses, but it’s something that can directly and indirectly affect many aspects of life and finances. In an era where national and online banks dominate the banking landscape, local community banks might seem like a relic of the past. Yet, the local, community focused banks play a vital role in the areas they serve. Community banks help foster local growth, prioritize relationship- based banking, and offer services uniquely tailored to the needs of their customers.

Running a farm is not only a full-time job— it’s a 24/7/365 lifestyle that demands financial agility and strategic decision-making. From fluctuating income to high transaction volumes, managing cash flow on a farm can often feel like a juggling act. For many farmers, balancing both personal and business finances adds to the complexity, making the right financial tools essential for long-term stability.

Scammers seem to be everywhere, and if you don’t know what to watch out for, it can be easy to fall for them. When it comes to your small business, your time and resources are often stretched thin, making you a prime target for scammers. This blog will help you identify frequent tactics that scammers use, recognize common scams that are circulating, and take practical steps to protect your business.

When it comes to saving and investing your money, Certificates of Deposit (CDs) stand out as a reliable option, offering the potential for growth balanced with stability and security. For individuals and business owners alike, CDs offer a simple, effective way to maximize your cash. This blog will explore the benefits of CDs as an investment tool and offer insights into how you can make the most of your money with First Independent Bank’s unique CD offerings.

For self-employed farmers, managing both farm and personal finances can be a challenging juggling act. Between the unpredictability of agricultural income and the high volume of transactions required to keep the farm running smoothly, having the right financial tools is essential. One critical tool that will help to maintain your farm’s financial health is a tailored business checking account, developed with farmers in mind.

As summer winds down and the back-to-school season approaches, it's time to revisit your family budget. The start of the school year brings with it a wave of expenses, from school supplies and new clothes to extracurricular activities and unexpected costs. Managing these expenses effectively requires careful planning and strategic financial tools, like Certificates of Deposit (CDs).

When it comes to securing your financial future, there’s something reassuring about knowing your money is working hard for you, especially in today’s ever-changing economic landscape. One of the most effective tools for growing your savings with minimal risk is the Certificate of Deposit (CD), a time-honored investment option that offers a solid return with the safety net of FDIC insurance.

As a self-employed farm owner, retirement planning might not always be at the forefront of your mind. The demands of running a farm are relentless, and the unpredictable nature of agriculture can make it difficult to think about the future. However, planning for retirement is essential, especially when you're self-employed and don't have access to employer-sponsored retirement plans.

Selecting the right checking and savings accounts is a fundamental step in managing your personal finances effectively. With numerous options available, it’s important to find accounts that align with your financial goals and lifestyle. At First Independent Bank, we offer a range of personal checking and savings accounts designed to meet your specific needs. Here’s a guide to help you choose the right accounts for you.

For farmers, managing finances is crucial to ensure the sustainability and growth of their agricultural operations. Effective financial management involves understanding the various financial products available and leveraging them to support and expand your farm.

In today's fast-paced world, having a reliable credit card is essential. Whether it's for everyday purchases, emergencies, or travel, a credit card offers the convenience and security you need. While there are countless options available, getting your next credit card from a local bank like First Independent Bank offers several unique advantages. Here’s why you should consider a personal credit card from First Independent Bank.

Living in the peaceful rural areas of southwest Minnesota offers many advantages, including a close-knit community and a slower pace of life. However, even in our tranquil surroundings, it's crucial to stay vigilant against financial fraud. Scammers are becoming increasingly sophisticated, and their tactics can deceive even the most cautious individuals. Here are some essential tips to help protect your finances from fraud scams.

In the evolving landscape of regulatory compliance, businesses face a new challenge this year: Beneficial Ownership Information (BOI) Reporting. At First Independent Bank, we're committed to supporting our business clients in every way, including teaching and advising owners about new mandates and regulations.

In Minnesota's robust agricultural landscape, the majority of farm owners rely on financial support to keep their operations thriving. At First Independent Bank, we understand the unique challenges and opportunities that come with running a farm or agricultural operation in the Land of 10,000 Lakes.

Farming isn't just a job but a way of life and having the right equipment isn't just a luxury – it's a necessity. As we gear up for another season of ag production, ensuring that your farming operation is equipped with the right tools is essential.

For many families, the journey towards owning a home in small and rural communities can seem daunting, with obstacles such as limited access to financial resources and sparse lending options preventing many from achieving their dreams.

We are happy to welcome our new President, Brandon Finck, and to celebrate several internal promotions at First Independent Bank!

As we step into a new year, it's the perfect time to reassess our financial habits and set the stage for a more financially secure future. One of the most effective tools for reaching your financial goals is a well-crafted personal budget.

The holiday season is a time of joy, celebration, and, unfortunately, increased activity for scammers looking to take advantage of unsuspecting individuals.

Mobile deposits have become a game-changer in personal banking, offering a host of benefits that make managing your finances more convenient and efficient.

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