The holiday season is a time of joy, celebration, and, unfortunately, increased activity for scammers looking to take advantage of unsuspecting individuals. As we gear up for the festivities here in Southern Minnesota, it's crucial to be vigilant and protect ourselves from financial scams that can dampen the holiday spirit. Here are six scams to watch out for this holiday season.
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Mobile deposits have become a game-changer in personal banking, offering a host of benefits that make managing your finances more convenient and efficient. Whether you're a seasoned pro or just getting started with the concept, mobile deposits can revolutionize the way you handle your banking needs. Here are five benefits of mobile deposits that you can access from First Independent Bank today!
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In today's fast-paced world, technology continues to reshape the way we live, work, and manage our finances. Gone are the days of waiting in long queues; instead, we embrace the convenience of mobile and online banking tools. First Independent Bank's comprehensive suite of online and mobile services brings numerous benefits to our financial lives. Here's what you can expect from our mobile banking services.
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As the warm summer days will soon begin to gradually give way to the crispness of fall, farmers worldwide are gearing up for one of the most crucial times of the year: harvest season. To ensure a successful and efficient harvest, having the right farming equipment in place is essential. Properly selected and maintained machinery can significantly impact the quality and yield of your crops. Let's explore the importance of choosing the right farming equipment and how First Independent Bank can help you get the financing you need to make it possible.
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When it comes to managing your finances, having a solid deposit strategy is the cornerstone of building a secure and prosperous future. This comprehensive guide will walk you through everything you need to know about deposits, direct deposits, Certificates of Deposit (CDs), and effective savings techniques. Whether you're just starting your financial journey or looking to optimize your existing strategy, First Independent Bank is here to help you understand the different types of deposit and savings accounts that will set you up for financial success.
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In the heartland of Minnesota, agriculture isn't just a livelihood; it's a way of life. From sprawling farms that stretch across the horizon to bustling agricultural operations that feed communities, the state's rich agricultural heritage is deeply ingrained in our communities. For those seeking to venture into or expand within the farming business, securing financing for agricultural real estate is a crucial first step. This is where First Independent Bank steps in, forging a path to success for farm and agricultural operations across Southern Minnesota. We've compiled our best advice for seeking agriculture real estate funding for your farming venture.
Read more ...First Independent Bank is excited to announce that Gary Kellen has re-joined the bank as Senior Vice-President specializing in Agriculture and Commercial Lending.
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When saving for retirement, Individual Retirement Accounts (IRAs) offer a practical and tax-advantaged way to secure your financial future. While several types of IRAs are available, the most common ones are Traditional, Roth, and SEP (Simplified Employee Pension) IRAs. Understanding the differences between these three options is essential to make informed decisions about your retirement savings strategy. First, Independent Bank is here to help you discover which IRA is right for you.
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As a local bank invested in the success of our agricultural community, we understand the importance of making wise financial decisions when purchasing equipment for your agricultural operation. Farm machinery is a significant investment that can significantly impact your farm's productivity and profitability. Therefore, it's crucial to ask the right questions before making a purchase. Here are five essential questions you should consider before buying your next piece of farm equipment.
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When it comes to financing your farm equipment, you have a lot of options available to you, including big banks and online lenders. However, local banks offer you several unique advantages that can greatly benefit farmers in need of equipment financing. Here’s why we think using a local bank like First Independent Bank is a smart decision for farm equipment financing.
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