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The Best Advice if You’re Looking to Buy a Car in 2022

The supply chain is still reeling from the pandemic shutdowns over the last two years. While we are starting to see some sectors go back to normal, the car market is still struggling to regain a sense of normalcy. The main issue with the car market is the lack of inventory caused by the halting of production at the beginning of the pandemic and the shortage of computer chips needed to run sensors, electronic dashboards, and infotainment systems. These chips are also used in just about every electronic device you can think of, from cell phones to video game consoles to computers adding to the issue.

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UTV or ATV: What is the Best Off-Road Terrain Vehicle for Me?

A UTV (Utility Terrain Vehicle) or an ATV (All-Terrain Vehicle) can be a great addition to your home, farm, or cabin. Whether you’re using it for recreation, quick local travel, or as part of your farm or business, there’s a lot to consider when purchasing your new vehicle. We’re here to help you understand the difference and which vehicle will best fit your needs.

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Four Reasons Working With a Local Bank Benefits Your Business

Banking is an essential part of your day-to-day business operations. From daily deposits or withdrawals to business loans, your experience with a bank could positively or negatively affect your company’s success. When you work with a local bank instead of a national corporation, you get premium, personalized service that allows you more time to run your business the way you want. Here are some reasons why you should consider working with a local bank.

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5 Ways an SBA 504 Loan Could Benefit Your Small Business

When it comes to getting a loan for your small business, there are many options. You might have heard about the SBA 504 Loan program explicitly created to support the small business industry. These loans can be used for fixed assets that grow your business and create jobs. This program offers enticing benefits for your financial needs, and we’re here to help you discover if this loan might be right for you. Here are five reasons you should look into an SBA 504 loan.

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What HSA Accounts Are and Why You Might Want One

A health savings account (HSA) is similar to a personal savings account, but it can only be used for healthcare expenses. You must be enrolled in a high-deductible health plan to be eligible for an HSA. They have become an increasingly popular option for people seeking to manage their healthcare costs, and they also work as a tax-advantaged savings tool.

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Six Budget-Friendly Summer Vacation Ideas That Are Fun for the Whole Family

As prices rise on gas and goods, hotels and airfare are climbing alongside them, and many people’s budgets are getting tighter. You might be wondering how you can justify getting out and taking a vacation this summer. But there are plenty of ways to plan a vacation that fits your lifestyle and will keep you on track to meeting your financial goals.

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First Independent Bank and Citizens State Bank of Tyler, Inc. Announce Merger

First Independent Bank, Russell MN, and Citizens State Bank of Tyler, Inc., announced the signing of an agreement to merge. Completion of the transaction is scheduled for May 31, 2022.

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Please Welcome New Bankers in Our Cottonwood and Vesta Locations

We are excited to introduce two new bankers who have joined our team through the merger with United Southwest Bank!

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4 Types of Commercial Loans for Growing Your Business

We know that cash flow rises and falls when it comes to your business. Sometimes a commercial loan is what you need to move your business forward, whether that’s so you can hire more employees, make improvements to your store, or buy new equipment.

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What You Need to Know Before Buying Your Dream Fixer-Upper

In the current hot housing market, many people are thinking about buying homes that need some work. But is buying a fixer-upper right for you? Here are the pros and cons of buying a house that needs renovations. 

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