Learn more about our response to COVID-19, and contact us about SBA & PPP loan programs. 

Qualifying for a USDA Loan

What is a USDA Loan and Are You Eligible for One?

When shopping for a new home, there are many types of mortgages to choose from. One of the lesser-known types of mortgage loans is a USDA loan, which is a zero-down-payment mortgage for rural and suburban homebuyers. USDA loans are issued through the USDA Rural Development Guaranteed Housing Loan Program by the U.S. Department of Agriculture.

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First Independent Bank Stands with Minnesota Hog Farmers

Minnesota is the nation's third-largest hog-producing state and pork is critical to our state’s agricultural economy. Though swine farmers (and farmers in general) are no strangers to navigating difficult times, the last six to nine months have been tough for our friends in the swine industry.

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3 Refinancing Mistakes to Watch Out For

Mortgage refinancing rates have hit historic lows recently, and many homeowners are choosing to refinance their mortgage loans, saving thousands of dollars in interest over the life of their loans. Refinancing as a percentage of total mortgage applications climbed to a 10-week high as of July 17th, according to MBA data.

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