Accounts Overview
| First Advantage | Investment Checking | Business First Checking | Business First Advantage Checking | |
|---|---|---|---|---|
| Minimum Balance | None | $1,500 minimum average balance | $1,000.00 minimum average balance | $3,000.00 minimum average balance |
| Fees | None | $7.50 monthly maintenance if $1,500.00 average balance is not maintained | $5.00 monthly maintenance plus $.10 per debit item if average balance is not maintained | $10.00 monthly fee if average balance is not maintained. 100 checks paid per month; $.15 per check thereafter. 200 items deposited per month; $.10 per check thereafter. |
| Check Return Options | Free Check Safekeeping Check images in monthly statement($5.00/month fee) |
Free Check Safekeeping Check images in monthly statement (no charge) |
Free Check Safekeeping Check images in monthly statement (no charge) |
Check images in monthly statement (no charge) |
| Interest | None | Competitive tiered interest rates Accrued on daily balance Paid monthly |
None | None |
| Additional Benefits | No per item charges Unlimited check writing No charge telephone banking |
No per item charges Unlimited check writing No charge telephone banking |
No charge telephone banking | No charge telephone banking |
First Plus Club
First Independent Bank's First Plus Club Account offers all the benefits
of the First Advantage
and Investment Checking Accounts Plus:
- Free or reduced cost checks
- Safe deposit box $5.00 credit
- Free travelers checks*
- Free money orders and cashiers checks*
- Free notary service
- Free photocopies*
- No charge for wire transfer
- $10,000 accidental death insurance
- Prescription drug discount
- Credit card registration
- Up to 50% discount of hotels and motels
- Auto, Home and Life Insurance discounts
- And More!!!!!!!!!!
- Fee: $6.00 per month
- For Seniors ages 55 and older the First Plus Club Account is free if you maintain an average balance of $2,500
*Limitations applicable
Additional Features
- Direct Deposit and automatic payment available on all accounts.
- Shazam/VISA check and cash card available with worldwide ATM access
- ATM fees waved at First Independent Bank ATMs
and Shazam
Privileged Status ATMs
(Other ATM installations may charge a fee.) - Voice Access
No charge Telephone Banking Services for 24 hour access to account information.
From Russell or Marshall area 507-823-4500 • Other Areas 1-877-909-4500
