With our First Reserve
Overdraft Protection, Checks just don't bounce!

First Independent Bank's overdraft protection is the smart choice for everyone! It transfers money automatically from an approved credit line to your checking account before you are overdrawn, saving you fees and perhaps more importantly embarrassment.

Here are some advantages of this service:

• Pre-approved line of credit up to $10,000 or more!
• Pay interest only on funds you use!
• Funds become available to use again as you repay!
• Bounce-proof checking funds automatically advanced to cover overdrafts!
• Cash advances available around the clock, 24 hours a day with our Shazam Debit Card at any VISA, Cirrus, or Interlink ATM.
• Advance shown each month on your checking statement!
• Pay the minimum, more than the minimum or total balance, it's your choice!

First Independent Bank's First Reserve lets you give yourself a loan simply by writing a check!